The bank reported standalone net profit of Rs 111.87 crore for the quarter ended September 30, 2025 as compared to Rs 937.45 crore in the same period last year, registering a year-on-yearÿdeclineÿof 88.07 per cent.

Interest income of the bank declined by 2.65 per cent at Rs 5353.83 crore for the quarter ended September 30, 2025 as against Rs 5499.81 crore in the corresponding period last year.

During the July-September quarter, total income dipped marginally by 3.19 per cent to Rs 5,900.27 crore from Rs 6,094.53 crore in the year ago period.

Meanwhile, operating expenses increased by 8.27 per cent to Rs 4,589.92 crore from Rs 4,239.43 crore in the same period last year.

Operating profit slipped 29.36 per cent to Rs 1,310.35 crore from Rs. 1,855.10 crore.

Provisions and Contingencies surged by 90.12 per cent at Rs 1,152.56 crore from Rs 606.24 crore a year ago.

NII, the difference between interest earned on loans and interest paid on deposits, slipped by 12.20 per cent at Rs 2,588.56 crore versus Rs 2,948.26 crore in the year ago period. Non-interest income dipped 8.12 per cent year-on-year to Rs 546.44 crore.

On the asset side, gross non- performing assets (NPAs)ÿroseÿto 5.02 per cent of the gross advances as at the end of September 30, 2025 from a level of 4.68 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 1.37 per cent of net advances on September 30, 2025 from 1.29 per cent a year ago.