The bank reported standalone net profit of Rs 34.89 crore for the quarter ended September 30, 2025 as compared to Rs 33.34 crore in the same period last year, registering a year-on-yearÿgrowthÿof 4.65 per cent.
Interest income of the bank rose by 14.70 per cent at Rs 256.46 crore for the quarter ended September 30, 2025 as against Rs 223.59 crore in the corresponding period last year.
During the July-September quarter, total income rose moderately by 12.16 per cent to Rs 279.60 crore from Rs 249.29 crore in the year ago period.
Meanwhile, operating expenses increased by 13.87 per cent to Rs 228.93 crore from Rs 201.05 crore in the same period last year.
Operating profit surged 5.04 per cent to Rs 50.67 crore from Rs. 48.24 crore.
Provisions and Contingencies surged by 9.97 per cent at Rs 4.30 crore from Rs 3.91 crore a year ago.
NII, the difference between interest earned on loans and interest paid on deposits, increased by 10.62 per cent at Rs 111.64 crore versus Rs 100.92 crore in the year ago period. Non-interest income dipped 9.96 per cent year-on-year to Rs 23.14 crore.
On the asset side, gross non- performing assets (NPAs)ÿroseÿto 2.70 per cent of the gross advances as at the end of September 30, 2025 from a level of 2.61 per cent year earlier. Its net NPAs or bad loans tooÿincreasedÿto 1.38 per cent of net advances on September 30, 2025 from 1.29 per cent a year ago.